Jack Ott
, Senior Vice President,
Chief Information Technology Officer
Jack Ott is the Senior Vice-President and Chief Information Officer at Intact Financial Corporation. Prior to his appointment, he was Vice President of Applications Development. He was responsible for providing IT services to the company’s Central and Atlantic Region, as well as supporting national systems for Claims, Commercial Lines, Personal Lines and Data Warehousing.
Prior to its acquisition, Mr. Ott was Senior Vice President and CIO of Allianz Canada. He joined the company in 2005 and played an important role in the successful integration of the Information Technology teams of the two companies. He has overseen the implementation of a new Claims system at Intact and championed the development of key projects to support Intact’s distribution strategy.
Previously, Mr. Ott worked in the Information Technology group at Munich Reinsurance (Canadian Life Branch). There he progressed through various leadership roles before assuming overall responsibility for IT in 1991. In 1997 he moved to Allianz Canada.
He is a graduate of the University of Toronto and studied Business Administration at Ryerson Polytechnic University. He is active in the community and served on the Foundation Cabinet of George Brown College.
Byron Hindle
, Senior Vice President, International Business Development

Mr. Hindle was appointed Senior Vice President, International Business Development in September 2011. In this role, Mr. Hindle leads Intact Financial Corporation’s international expansion efforts.
Mr. Hindle began his career at Intact in 2001 as Vice-President, Personal Lines Underwriting, Central and Atlantic Division. He has since assumed a number of other leadership positions including an international assignment with Nationale-Netherlanden, where he was responsible for developing market propositions in the Dutch and Belgian markets. In 2006 he returned to the company and in 2008 he became Senior Vice President, Commercial Lines.
Mr. Hindle is a broadly experienced insurance industry executive with particular strength in combining marketing knowledge with economic inferences and actuarial assumptions.
Byron holds a M.Sc., Economics, from the London School of Economics. Prior to this he also completed a B.A. Economics (Honours), at the University of Regina and a B. Business Administration (Distinction), at the University of Saskatchewan.
Mathieu Lamy
, Senior Vice President,
Claims
Mr. Lamy was appointed Senior Vice President, Claims, in September 2011. In this role, he has overall responsibility for claims operations across the country. Until this latest appointment, Mr. Lamy led AXA Canada’s property and casualty insurance operations in Ontario and the Atlantic provinces as Executive Vice President.
Mr. Lamy joined AXA in 1989, working in the Actuarial department. In 1996, he joined the Ontario and Atlantic Underwriting team, where he eventually became Vice President, Underwriting Personal Lines. Mr. Lamy was named to the position of Executive Vice President of AXA Insurance (Canada) and AXA General Insurance in 2001.
Mr. Lamy is a Fellow of the Casualty Actuarial Society and the Canadian Institute of Actuaries. holds a bachelor’s degree in Actuarial Science from Laval University.
Alan Blair
, Senior Vice President,
Atlantic Canada

Alan Blair is Senior Vice President for Intact Insurance in Atlantic Canada.
He joined the Wellington Insurance Company in 1984 and took on roles in claims, marketing, business development and business unit management. He became Branch Manager of the Wellington Office in London, Ontario until he was appointed Regional Vice President, Southwestern Ontario, based in London in 1995.
In the last 10 years, Alan oversaw the business integration of the Wellington, Guardian, Zurich and Allianz insurance companies in Southwestern Ontario. During his tenure in the region, revenues grew from $16 million to $225 million.
In July 2005, Alan accepted the position of Chief Operating Officer of the Atlantic Region, responsible for the development of the staff, brokers and all lines of business in Nova Scotia, New Brunswick and PEI. Alan quickly became active in the local insurance community, joining the Insurance Bureau of Canada’s Atlantic Committee.
Mr. Blair holds an undergraduate degree in Political Science from University of Toronto and proceeded with Management Studies in the University of Michigan Executive Education Program.
Debbie Coull-Cicchini accepted a position with Intact Insurance Company of Canada in February 2005 to lead the Ontario Division and is currently Senior Vice-President, Ontario. She is responsible for the performance of Ontario in all lines of the Property and Casualty business. This role also encompasses the Marketing, Human Resources and Finance areas for Ontario.
Previously, Debbie spent seventeen years in various senior management roles with CIBC Branch Banking in the Greater Toronto Area. Her experience in retail banking led to her next role as Vice President and National Sales Leader with President’s Choice Financial.
After spending two years with President’s Choice Financial, Debbie expanded her retail banking experience into the United States with the appointment to Senior Vice-President of AMICUS Bank. She spent four years at AMICUS Bank with their U.S. Pre-Launch team in Orlando, New Business team in Virginia and led the operations of Safeway Select Bank in San Francisco. Continuing her US experience, Debbie worked with First National Bank of Pennsylvania as Executive Vice-President of Retail Banking, Wealth Management and Marketing from 2003 to 2004.
Debbie holds a BA in Economics from McMaster University in Hamilton and an MBA from the University of Toronto.
Denis Garneau
, Senior Vice President,
Quebec

Denis Garneau has been involved in the P&C insurance industry since 1984. After a few years acting as an analyst in the actuarial department of a major carrier, he was involved in various management positions related to customer service operations, business development and strategic projects.
He left the insurance industry to lead the warranty department of Bombardier Recreational Products for three years. In 1999, he returned to the insurance business and accepted a position with a new management team of another large corporation. There he led pricing, underwriting, and product development strategies for the Quebec division. Thereafter, he spent more than two years in executive roles in the brokerage distribution network.
Mr. Garneau joined the company in 2003 where he took on the position of Vice-President Customer Services, Claims and Development. In 2004, he became Vice-President of the Quebec operations for the direct channel. In 2006, he was appointed Vice-President Claims, Quebec, for Intact Insurance.
Most recently, in December 2008, Mr. Garneau became the Senior Vice-President for Intact Insurance, Quebec Division. He is responsible for the management and growth of this division. Through the implementation of new business development strategies, he will be able to continue improving business processes and strengthening broker relationships.
Between 2004 and 2007, Mr. Garneau was elected member of the Board of Directors of la Chambre de l’assurance de dommages (ChAD) and held the position of President of the Board from 2006 to 2007.
Mr. Garneau holds a BSc in actuarial sciences from Laval University in Quebec City and an MBA from Montreal University (HEC).
Jennie Moushos
, Senior Vice President,
Western Canada
Jennie Moushos has been leading the activities of Intact Insurance in Western Canada since February 2012. Prior to joining Intact in the Fall of 2011 as Deputy Senior Vice President, Western Canada, Ms. Moushos was the Executive Vice President of AXA Pacific Insurance Company, a position that she held since 2003. In that role she assumed the responsibility for all business operations of AXA Canada in Western Canada, the Yukon and the Northwest Territories. Ms. Moushos joined AXA Canada in 1995 where she served in various senior roles following five years in the Office of the Superintendent of Financial Institutions. Ms. Moushos is a Certified Management Accountant and a Chartered Accountant. She has a Bachelor of Commerce Degree from Concordia University and a Diploma in Public Accountancy from McGill University.
Ms. Moushos was a co-founder of the Women in Insurance Cancer Crusade, BC Chapter and Co-Chair of the WICC BC Steering Committee from 2004 to 2006. She was also a member of an industry task force promoting the development of an Insurance and Risk Management Program at the BC Institute of Technology.
Martin Beaulieu
, Senior Vice President,
Personal Lines

Martin Beaulieu is the Senior Vice-President Personal Lines for Intact Insurance. In this role, Mr. Beaulieu is responsible for the growth and quality of the personal lines portfolio (written premiums of $2.8 billion) and the company’s government relation activities.
He was the Vice-President, Reinsurance from 1996 to 1998. He then took on the role of Vice President, Claims for BELAIRdirect and Intact Insurance (Québec region) between 1999 and 2002. He later then became the Senior Vice-President, Claims from 2002 before being appointed to his current role.
Mr. Beaulieu joined ING Group in 1988 as an actuary for Le Groupe Commerce. From 1992 to 1994, he held actuarial positions in Amsterdam and then in 1995 until 1996 he worked in Atlanta in the North American corporate actuarial area.
He has been involved in the acquisitions and integrations of companies by ING Canada since the early 1990’s. He is also a director of the Facility Association and of Le Groupement des Assureurs Automobiles.
Mr. Beaulieu has a Bachelor of actuarial science degree from LavalUniversity and he is a member of the Casualty Actuarial Society.
Alain Lessard
, Senior Vice President, Commercial Lines
Mr. Lessard was appointed to the role of Senior Vice President, Commercial Lines, in September 2011. In this role, he is responsible for developing and delivering Intact Insurance's strategy for commercial lines underwriting, pricing and product development.
Prior to this appointment, Mr. Lessard served as Executive Vice President, Property/Casualty Insurance at AXA Canada. As such, he oversaw all of AXA’s property and casualty insurance teams and operations in Quebec.
Mr. Lessard began his career in 1982 at La Prévoyance, compagnie d’assurance, which later became Boréal Assurances and was acquired by AXA in 1994. Initially responsible for the home sector and then the automobile sector in the Actuarial Services Department, he was subsequently appointed the department head and, in 1988, Manager, Actuarial Services – Corporate. Between 1991 and 1999, he occupied various roles as a vice president before being appointed Senior Vice President, Actuarial Services and Reinsurance, in 2000. From 2008 to 2010, Mr. Lessard was the Chief Risk Officer at AXA France.
Mr. Lessard holds a bachelor’s degree in Actuarial Science from Laval University and is a Fellow of the Casualty Actuarial Society and the Canadian Institute of Actuaries.
Monika Federau
, Senior Vice President,
Marketing

Monika Federau joined Intact Insurance in May 2010 to lead the marketing function and further develop the Intact brand. She is responsible for developing national advertising, communication and sponsorship strategies to build Intact Insurance’s consumer brand. She also oversees the development of the Intact Insurance web experience for consumers and the research function.
Prior to joining Intact, Ms. Federau lived in Hong Kong working for Manulife Financial responsible for developing and executing strategies to enhance Manulife’s brand regionally in Asia.
Monika began her career in the insurance industry in product development, sales and marketing. She also assumed senior marketing and operations roles at software and e-commerce companies where she was responsible for customer acquisition and revenue generation in Canada, the U.S. and Australia. She also worked for a web consulting firm where her major clients were leading Canadian insurance and wealth management companies.
Ms. Federau holds a Bachelor’s degree in Political Science from York University and an MBA from Queen’s University.
Louis Marcotte
, Senior Vice President,
Strategic Distribution
Louis Marcotte was appointed to the Executive Committee in May 2012. In his role as Senior Vice President of Strategic Distribution, Louis oversees Intact’s investments in the broker network and the development of financial solutions for the company’s brokers and partners. Mr. Marcotte also provides support in the development of Intact’s corporate strategy and plays an advisory role on the financial considerations relating to the company’s operations. Prior to his appointment, Louis was Treasurer of Intact Financial Corporation with responsibility for Investor Relations, Financial Planning and Treasury.
Mr. Marcotte has more than 25 years of progressive international experience in financial management with expertise in mergers and acquisitions, financing, system implementation, public reporting and tax planning.
He is a graduate of McGill University, a Fellow of the Quebec Order of CPA’s and serves as board member for Financial Executive International Canada.